By Dr. Anup Ramani

Undergoing a procedure for kidney stone removal, such as URS (Ureteroscopic Stone Removal) or RIRS (Retrograde Intrarenal Surgery), involves careful financial and logistical planning. These minimal invasive surgeries are effective for treating kidney stones that obstruct the urinary tract or cause significant discomfort.

Proper financial preparation ensures a smoother experience, covering not only the procedure but also recovery and associated care. This article provides a comprehensive guide on planning financially for URS kidney stone removal and RIRS kidney stone treatment while addressing key considerations like post-operative recovery and necessary follow-ups.

Understanding URS and RIRS Procedures

URS (Ureteroscopic Stone Removal)

URS uses a ureteroscope to locate and remove stones from the urinary tract. This procedure is effective for stones in the ureter and requires minimal downtime, making it a popular choice among patients.

RIRS (Retrograde Intrarenal Surgery)

RIRS employs a flexible ureteroscope to remove stones from the kidney. It is particularly suitable for stones located in the upper urinary tract or kidney and offers a minimal invasive approach with quick recovery.

Both procedures significantly reduce the discomfort associated with traditional surgeries, allowing patients to return to normal activities sooner.

URS and RIRS Kidney Stone Surgery

Why Financial Planning is Important

Comprehensive financial planning helps manage the costs associated with kidney stone removal surgery, including pre-surgery diagnostics, the surgical procedure, and post-operative care. By planning ahead, patients can:

  • Avoid unexpected expenses during treatment.
  • Ensure access to the best care and specialists.
  • Prepare for follow-ups and potential additional treatments if required.

Steps to Financially Prepare for Kidney Stone Surgery

1. Research Hospital Options

Begin by researching hospitals and healthcare facilities that specialize in surgical removal of kidney stones. Factors to consider include:

  • Availability of advanced techniques like RIRS kidney stone treatment.
  • Experience and expertise of surgeons.
  • Hospital reputation for post-operative care.

Mumbai, for instance, is renowned for its state-of-the-art facilities and skilled specialists in kidney stone surgical treatment, offering quality care for both domestic and international patients.

2. Consult a Kidney Stone Specialist

Schedule a consultation with a kidney stone specialist to discuss your treatment options. The consultation helps clarify:

  • The recommended procedure: URS or RIRS.
  • The expected recovery timeline.
  • Any additional tests or pre-operative preparations required.

3. Review Insurance Coverage

Check with your health insurance provider to understand coverage for surgical removal of kidney stones. Ensure that your policy includes:

  • Pre-operative diagnostics like imaging tests.
  • Procedure costs for URS or RIRS kidney stone removal.
  • Post-surgical care, including follow-up consultations and medications.

If your insurance does not cover certain aspects of the treatment, consider budgeting for these expenses.

4. Budget for Pre-Surgery Diagnostics

Diagnostic tests, such as ultrasounds, CT scans, and blood tests, are essential for assessing the size and location of the kidney stones. Budgeting for these tests ensures you are financially prepared for the initial stage of your treatment journey.

Planning for Post-Surgery Recovery

Recovery from kidney stone removal surgery involves follow-up care and potential lifestyle adjustments, which may incur additional costs. Here’s what to consider:

1. Recovery Timeline

  • URS Kidney Stone Removal: Most patients recover within a few days and can return to daily activities quickly.
  • RIRS Surgery for Kidney Stones: Recovery may take slightly longer, depending on the size and complexity of the stones.

Understanding the recovery time for kidney stone removal helps in planning for time off work or arranging support during recovery.

2. Follow-Up Care

Post-operative care is crucial for a smooth recovery. Budget for:

  • Follow-up consultations with your specialist to monitor healing.
  • Imaging tests to ensure the complete removal of stones.

3. Medications and Supplements

Patients may require medications such as pain relievers, antibiotics, or supplements to aid recovery and prevent recurrence. Discuss these requirements with your doctor to anticipate associated costs.

4. Preventive Measures

To minimize the risk of recurrence, doctors often recommend dietary changes or medications. Incorporating these preventive measures into your budget can help manage long-term health effectively.

Tips for Financially Managing Kidney Stone Surgery

1. Choose the Right Facility

Opt for a hospital or clinic known for advanced techniques like laser kidney stone removal surgery. Facilities equipped with modern technology for URS or RIRS often deliver better outcomes and may reduce the need for repeat treatments.

2. Explore Payment Options

Many healthcare providers offer flexible payment plans, allowing patients to pay for the procedure in installments. Discuss these options with your chosen hospital.

3. Plan for Emergencies

While rare, complications may arise during or after surgery, requiring additional care. Setting aside an emergency fund ensures you are prepared for unexpected situations.

The Role of Medical Tourism in Cost Management

For international patients, India, particularly cities like Mumbai, is a top destination for kidney stone treatment due to:

  • Expert Surgeons: Specialists experienced in RIRS kidney stone treatment and URS kidney stone removal offer world-class care.
  • Advanced Technology: Hospitals in Mumbai are equipped with cutting-edge tools for minimal invasive procedures.
  • Comprehensive Packages: Medical tourism services often include accommodations, surgery, and follow-up care, simplifying financial planning.

Maximizing Recovery After Kidney Stone Surgery

Proper recovery ensures the success of the procedure and minimizes additional costs. Follow these steps for an efficient recovery:

  • Stay Hydrated: Drinking plenty of water helps flush out any remaining fragments and prevents new stone formation.
  • Follow Dietary Recommendations: A kidney-friendly diet can reduce the risk of recurrence.
  • Adhere to Medications: Take prescribed medications as directed to support healing and prevent infections.
  • Attend Follow-Ups: Regular check-ups allow doctors to monitor your recovery and address any concerns promptly.

FAQs About Planning for Kidney Stone Surgery

Recovery time varies by procedure. Patients undergoing URS often recover within a few days, while those opting for RIRS surgery for kidney stones may require up to two weeks.

Most insurance plans cover these procedures, but it’s essential to confirm specific inclusions and exclusions with your provider.

Post-operative costs may include follow-up consultations, medications, and dietary adjustments to prevent recurrence.

Consider choosing hospitals with competitive rates, exploring payment plans, and preventing future stones through lifestyle changes.

Mumbai offers access to highly skilled specialists, advanced technology, and comprehensive care packages, making it an ideal choice for both domestic and international patients.

Conclusion

Financial planning for URS/RIRS kidney stone removal surgery is an essential step to ensure a smooth and stress-free treatment experience. By understanding the procedures, exploring hospital options, reviewing insurance coverage, and budgeting for recovery, patients can manage their expenses effectively. With world-class healthcare facilities and skilled specialists, Mumbai remains a leading destination for advanced kidney stone treatments, offering patients high-quality care and peace of mind.

Read More Articles on URS/RIRS Kidney Stone Removal Surgery

PARTIAL PENECTOMY
  • Partial penectomy is done in cases where glans and distal penis is involved with carcinoma. 
  • Partial penectomy is a type of organ-preserving surgery. Preservation of sexual and micturational function depends on the surgical dissection and reconstruction of residual urethra.
Kidney Stone Removal
  • Patients who develop stones in the kidney or ureter, often experience severe pain.
  • This condition usually needs a procedure to remove the kidney stones.
  • This procedure is called ureteroscopy and is performed very commonly.
  • It does not require any cuts and hence it is painless.
  • The procedure is performed with an endoscope inserted through the penis under spinal anesthesia.
  • The scope is inserted through the penis into the kidney and stones are dissolved with a laser.
  • The procedure takes about 40-50 minutes. 
  • A catheter (urine pipe) is kept after the procedure to drain the bladder. A stent is kept in the kidney at the same time.
  • Patient is mobile and walking in the room the same evening.
  • Hospital stay is one night and patient is discharged the next day after removal of the catheter.
  • Patient has to come back after six weeks to remove the stent in the kidney.
  • Patients can resume office a week after surgery and heavy activities like running, weight lifting, a month after the procedure.
  • We offer fixed packages for this procedure which can be obtained by calling our helpline +91 9967666060.
  • Men with an enlarged prostate, which is a normal ageing changes, often experiencing difficulty passing urine. This condition usually needs a procedure to trim the prostate and relieve the blockage.
  • This procedure is called TURP and is performed very commonly.
  • It does not require any cuts and hence it is painless.
  • The procedure is performed with an endoscope inserted through the penis under spinal anaesthesia.
  • The overgrown prostate is dissolved with a laser bloodlessly.
  • The procedure takes about 40 minutes.
  • A catheter (urine pipe) is kept after the procedure to drain the bladder.
  • Patient is mobile and walking in the room the same evening.
  • Hospital stay is two nights and patient is discharged with the catheter, which is removed after 4 days.
  • Patients can resume office a week after surgery and heavy activities like running, weight lifting, a month after the procedure.
  • We offer fixed packages for this procedure which can be obtained by calling our helpline +91 9967666060.
ROBOTIC ADRENALECTOMY FOR ADRENAL GLAND TUMOUR
  • Robotic adrenalectomy is a sophisticated, complex surgery and it is very important that an experienced surgeon performs this surgery to avoid major complications.

  • Once the anesthesia is done, and patient positioned, three micro cuts (3mm each) are made in the patient’s abdomen.

  • The arms of the Da Vinci robot are connected to the cuts via ports (tubes).

  • Dr. Ramani then sits in the controlling console to perform the surgery.

  • On an average, a robotic adrenalectomy takes one hour.

  • The surgery is almost completely bloodless and there has never been any need to transfuse blood after surgery.

  • A urine catheter and bag to drain the bladder is inserted during surgery.

  • A tiny drain pipe may be inserted in the surgical side of the abdomen, connected to a bag.

  • Patient is kept nil-by-mouth the day of the surgery, with IV fluids. Sips of water are started the next day and solid food by day three.

  • The drain pipe, if kept, is removed in the room on day 2 after surgery.

  • The catheter is removed on day two after surgery.

  • Total hospital stay for robotic adrenalectomy is 4 nights (including night before surgery).

  • Post discharge, a doctor from the surgical team visits the patient at home/ hotel room once every day.

RETURN TO ACTIVITY
  • On the day of discharge, patient is totally self-sufficient. They are able to walk freely without any pain, dress themselves, shower, toilet and they do not need to hire any nurse or help at home. Almost all patients are back to work within 2 weeks of surgery.

  • Heavy activities like running, weight lifting can be resumed after a month

FOLLOW UP AFTER SURGERY
  • Follow up after an adrenalectomy is in the form of CT scans, once a year for 5 years.
    Local patients usually meet Dr. Ramani after two weeks to discuss report.

  • Outstation patients are counselled on a phone consultation.

ROBOTIC SURGERY FOR BLADDER CANCER
  • Dr. Ramani is one of the very few surgeons in India who has the expertise to perform a robotic surgery for bladder cancer, which includes removing the urinary bladder and reconstructing a new bladder robotically.
  • Robotic radical cystectomy is an extremely sophisticated, complex surgery and it is very important that an experienced surgeon performs this surgery to avoid major complications.
  • Once the anaesthesia is done, and patient positioned, six micro cuts (3mm each) are made in the patient’s abdomen.
  • The arms of the Da Vinci robot are connected to the cuts via ports (tubes).
  • Dr. Ramani then sits in the controlling console to perform the surgery.
  • On an average, a robotic radical cystectomy with an ileal conduit takes 3-4 hours.
  • The surgery is almost completely bloodless and there has never been any need to transfuse blood after surgery.
  • A urine catheter and bag to drain the new bladder is inserted during surgery.
  • Two tiny drain pipe in inserted in the surgical side of the abdomen, connected to a bag.
  • Patient is kept nil-by-mouth for 4 days after surgery with IV supplementation of patient’s daily requirements of calories, fats, carbohydrates, proteins and electrolytes.
  • The drain pipes are removed in the room on day 3-5 after surgery.
  • Total hospital stay for radical cystectomy is 8 nights (including night before surgery).
  • Post discharge, a doctor from the surgical team visits the patient at home/ hotel room once every day.
RETURN TO ACTIVITY
  • On the day of discharge, patient is totally self-sufficient. They are able to walk freely without any pain, dress themselves, shower, toilet and they do not need to hire any nurse or help at home.
  • Almost all patients are back to work within 6 weeks of surgery. Heavy activities like running, weight lifting can be resumed after two months.
FOLLOW UP AFTER SURGERY
  • Follow up after a radical a cystectomy is in the form of CT scans, once a year for 5 years.

  • Histopathology report: Local patients usually meet Dr. Ramani after two weeks to discuss report.

  • Outstation patients are counselled on a phone consult. Depending on the report, patient may or may not need chemotherapy after surgery.

  • If chemo is needed, patients may choose to get it done with a medical oncologist of their choice or avail the services of one of the four medical oncologists on our team.

ROBOTIC RADICAL/PARTIAL NEPHRECTOMY FOR KIDNEY CANCER
  • Robotic partial nephrectomy is a sophisticated, complex surgery and it is very important that an experienced surgeon performs this surgery to avoid major complications. Robotic radical (total) nephrectomy is
  • relatively easier but still requires significant experience to consistently deliver results.
  • Once the anaesthesia is done, and patient positioned, five micro cuts (3mm each) are made in the patient’s abdomen.
  • The arms of the Da Vinci robot are connected to the cuts via ports (tubes).
  • Dr. Ramani then sits in the controlling console to perform the surgery.
  • On an average, a robotic radical nephrectomy takes one hour and a robotic partial nephrectomy takes about an hour and half.
  • The surgery is almost completely bloodless and there has never been any need to transfuse blood after surgery.
  • A urine catheter and bag to drain the bladder is inserted during surgery.
  • A tiny drain pipe in inserted in the surgical side of the abdomen, connected to a bag.
  • Patient is kept nil-by-mouth the day of the surgery, with IV fluids. Sips of water are started the next day and solid food by day three.
  • The drain pipe is removed in the room on day 3 after surgery. The catheter is removed on day two after surgery.
  • Total hospital stay for radical/partial nephrectomy is 4 nights (including night before surgery).
  • Post discharge, a doctor from the surgical team visits the patient at home/ hotel room once every day.
RETURN TO ACTIVITY
  • On the day of discharge, patient is totally self- sufficient. 
  • They are able to walk freely without any pain, dress themselves, shower, toilet and they do not need to hire any nurse or help at home. 
  • Almost all patients are back to work within 2-3 weeks of surgery.
  • Heavy activities like running, weight lifting can be resumed after a month.
FOLLOW UP AFTER SURGERY
  • Follow up after a radical/partial Nephrectomy is in the form of CT scans, once a year for 5 years.
  • Local patients usually meet Dr. Ramani after two weeks to discuss report. 
  • Outstation patients are counselled on a phone consultation.